Flaig Insurance Services offers commercial business insurance policies to protect your workplace’s profitability by insuring the workplace, equipment, and key people. With policies for key persons, EPLI (employee practices liability), cyber liability, and more. Flaig Insurance Services could protect all of your business’s most important assets; human, hardware, and software.

Flaig Insurance Services has many insurance products to offer business owners to offer. We have the experience and the tools to handle all your business and commercial property insurance needs:

  • Workers Compensation
  • Building Owners — Apartment Buildings / Retail Space
  • Homeowners Associations
  • Directors / Officers Liability
  • Key Person Life
  • Group Health
  • Bonds (Performance, Fiduciary)
  • Life / Health Insurance
  • Individual Life Insurance
  • Health Coverage (Individual/Group)
  • Key Person Life (Business Continuation Coverage)

An Employment Practices Liability (EPLI) policy could cover:

  • Breach of contract
  • Emotional distress
  • Discrimination
  • False imprisonment
  • Invasion of privacy
  • Sexual harassment
  • Wrongful termination
  • Hour & wage violations

Commercial Property

Commercial property insurance may allow you to protect your workplace and its contents from financial loss caused by vandalization or weather related destruction. Items that could be covered by David Flaig Insurance’s commercial coverage program include computers, servers, company cars, desks, and more. Their replacement could be covered by the policy if they are destroyed by fire, vandalism, severe weather, flooding, earthquakes, and more.

Key Person Insurance

Protect yourself and your business by insuring key employees with key person life insurance from Flaig Insurance Services. Key person insurance refers to a life insurance policy taken out on the owner or individual responsible for generating much of your company’s revenue. A life insurance policy, purchased on behalf of this important individual, could allow you to protect your business’s financial success if that key person were to pass away. A reasonable term life insurance policy is usually the best choice for a key person life insurance policy. If a key person passes away, this policy’s assets could be put towards your company’s lost income and expenses, until you’re able to find a suitable replacement. After working so hard to get your business where it is today, taking this small extra step could protect it from potential losses and help to secure a bright future!

Health Plans for Businesses

You could protect your employees and keep them healthy by making their trips to the doctor affordable. We offer several health insurance plans for business clients to choose from. They offer different amounts of coverage for medical, dental, vision, disability, and more. You can choose the plan that makes the most sense for your workforce.

Also, our group benefits programs could allow your employees to sign up for health, life, dental, disability, and voluntary benefits.